is Tennessee state certified and on the FHA Roster of approved residential appraisers.
If you have an FHA-mortgage, be sure to get with Haley-Worsham & Associates LLC, as we are approved and certified to produce FHA appraisal reports.
FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Haley-Worsham & Associates LLC is well-trained on how to follow the rules and regulations provided.
The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is insured by them.
None of the money in the loan is provided by the FHA. What the FHA does is make sure that the loan is paid for in case the borrower doesn't pay their loan.
Low-income and moderate-income consumers benefit the most from FHA-insured loan programs. The point of the Federal Housing Administration is to assist credit-worthy families and individuals get approved for mortgages that they otherwise would not.
Remember that the lending agency approving a loan associated with the Federal Housing Administration is free to choose which appraisers they work with, different from VA appraisal panel.
Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates.
The loan programs that the FHA provides are invaluable to consumers with minimal starting capital.
